What Is Disability Insurance?

Disability insurance, also known as income replacement insurance, has existed for a long, long time. Their first use is reported among the guilds of ancient history. Within these guilds, if one of the members became disabled, a series of procedures were executed in order to protect the affected person. Hundreds of years later, after public and private health insurances were established, it was determined that the disabled also required some kind of protection, specially if we consider the millions of Americans that have some kind of physical or mental disability. Only in the US, 20% of the population suffers from some kind of disability.

But, can it happen to you? Should you dismiss it? What are the probabilities that you may become a disabled person? Actually, this problem is more acute than it is commonly though of. According to statistics, there is a 30% chance that a person who works in America will become disabled before reaching his age of retirement. Imagine that you are the one who sustains the family and your work entails some kind of risk. Let's say that you drive a truck. Who will support you and your family in case you had a terrible accident and were incapacitated for an entire year? Fortunately, disability insurance can provide you with 45 % to 60 % of your original income, tax-free. That amount of money should be more than enough for maintaining your family until better times arrive.

Heard About Disability Insurance?

If you are looking for disability insurance quotes, then there is a lot to learn about disability income insurance first. There are different types of coverage's, and each one of them can vary from company to company, even from state to state.

So, before describing the basic elements of short term disability insurance or long term disability insurance, let's find out what disability insurance plans are about.

Forthcoming Board Meetings - BSE

​​​​​June 27, 2008

Company	Purpose		Company	Purpose		Company	Purpose
21CEN MAN SE	Results		H.K.FINECHEM	Results		PRIMA PLASTC	Results
ABHINAV CAP	Results		HALDYN GLA G	Dividend, Results		PRO FIN CAP	Results
ABHISHEK IND	Dividend, Results		HANJER FIBRE	Results		PUNJ ALK CHE	Results
ALAGENDRAN F	Results		HIND.COPPER	Results		RAJVIR IND	Results
ALPHAGEO IND	Dividend, Results		IEC SOFTWARE	Results		RAMA NEWSP&P	Results
AMFORGE INDU	Results		IFB INDUSTRI	Employees Stock Option Plan, Results		RFL INTERNAT	Results
AMIT SPIN ID	Results		IIL	Dividend, Results		RISHIROOP RB	Results
ANDHR CEMENT	Results		INDO ASI FU	Results		RM MOHI TEXT	Results
ANNA INFRA	Results		INFORMED TEC	Results		ROHIT PULP P	General
ARCHIES LTD	Results		INFRA INDUST	Results		ROTAM COMM.	Results
AREX IND.	Dividend, Results		INTEGR KNIT	Results		SAMTEL INDIA	Results
AUTOIND	Dividend, Results		INVICTA MED	Results		SARDA ENMIN	Dividend, Results
AVT NATU PRO	Dividend, Results		IST LIMITED	Results		SAVEN TECHNO	Results
AXIS IT LTD	Results		JAGSON AIRLI	Results		SELLAIDS PUB	Results
B2B SOFTWARE	Results		JAM SH RANJI	Results		SENBO INDUST	Results
BAID LEA FIN	Results		K.P.R. MILL	Dividend, Results		SHETRON LIMI	Dividend, Results
BALMR LAW IN	Dividend, Results		KAMPANI CONS	Dividend, Results		SHIVAGRICO	Results
BHAN ENG POL	Dividend, Results		KEMP COMPANY	Dividend, Results		SHIVALI BIME	Dividend, Results
BHARAT ELECT	Dividend, Results		KERALA AYUR	Results		SHR SHAK LPG	Results
BITS LIMITED	Results		KERNEX MICRO	Dividend, Results		SHREE ASHTA	Dividend, Results
BOMBAY POLYM	Results		KIRLOSKAR EL	Results		SIMPLEX PROJ	Dividend, Results
CAMP ALLI PR	Dividend, Results		LADDERU FINA	Results		SINCLAIR HOT	Results
COASTAL ROAD	Results		LIBORDS SECU	Results		SINGER INDI	Results
CORAL IND FI	Dividend, Results		MARAL OVERSE	Results		SNS TEXTILES	Results
CUPID TRADE	Results		MODERN SHARE	Dividend, Results		SOUTHERN ISP	Results
DAI ICH KARK	Dividend, Results		MONICA ELECT	Results		SRINI SH PRO	Results
DECCAN GOLD	Results		N G INDUSTRI	Dividend, Results		STANROSE MAF	Dividend, Results
DHP INDIA	Results		NAGPUR POWER	Results		STERLING SPN	Results
DS KULKARNI	Dividend, Results		NAREN PROPER	Dividend, Results		SULABHA ENGG	Results
DYNAM POR MA	Results		NAT.OXYGEN	Results		SUPREME TEX	Results
DYNAMATIC TE	Dividend, Results		NAVNEET PUBL	Results		TECH ELE ENG	Dividend, Results
ECOPLAST LTD	Results		NEELKANTH RO	Results		TIDE WTR OIL	Dividend, Results
EL FORGE LTD	Results		NIKHIL ADHES	Dividend, Results		TIME TECHNO	Dividend, Results, Sub Division of Equity shares
ELF TRADING	Results		NRC LTD	Results		TIPS INDUSTR	Dividend, Results
ELLORA PAPER	Results		NU-TECH CORP	Results		TONIRA PHARM	Results
EMPIRE IND.	Dividend, Results		NUMERI PO SY	Dividend, Results		UNITECH LTD	Dividend, Results
ESSAR OIL LT	Results		OMAX AUTO LT	Results		VADILAL ENTE	Dividend, Results
FICS CONSULT	Dividend, Results		ONIDA SAKA	Results		VANASTH TEXT	Results
FLEX FOODS L	Dividend, Results		OSWAL YARNS	Results		VCK CAPI M S	Results
GANESH HOU C	Results		P I DRUGS	Dividend, Results		VINTRON INFM	Results
GLANCE FINAN	General		PANKAJ POLYM	Results		VORA CONSTRU	General
GREYCELLS EN	Results		PARSHART INV	Results		WANBURY LTD	Results
GRIFFIN CHEM	Results		PH TRADG	Results		WHEELS INDIA	Results
GUJ PETRONET	Dividend, Results		POLAR PHARMA	Results		ZENITH BIRLA	Dividend, Results
GUPTA SYNTHE	Results		POLYGENTA TE	Results
June 28, 2008 Company Purpose Company Purpose Company Purpose ABHI CORP LT Results HINDUSTAN OR Results RASAND ENG I Dividend, Results AHLCON PAREN Dividend, Results HIRAN ORGOCH Dividend, Results REL CHEMO IN Dividend, Results ANIL PRODUCT Dividend, Results INCAP LIMITE Results REVATHI EQUI Dividend, Results ANIL SP STEL Results JAI MATA GLA Results RUBRA MEDICA Results ARMOUR POLYM Results JAIN STUDIO Results RUCHI STR AL Results ARVIND CHEM Results JAISAL SECUR Results RUTTONSHA IN Results ASSOC.MARMO Results JK TYRE IND General SAI SER STAT Results BEST & CROMP Results KALLAM SPING Dividend, Results SAKTHI FINAN Dividend, Results BKV INDUSTRS Results KALYANI FORG Dividend, Results SARLA PER F Dividend, Results BL KASHYAP Dividend, Results KAMDHENU Dividend, Results SATYAM SILK Results BLA ROS IND Results KEMROC IND E Dividend, Results SECUN HEALTH Results C.P.E.C. Results KRBL LTD Dividend, Results SHA ENG PLA Dividend, Results CALCO VISION Results LEAD FINANC Results SHRAMA MULTI Results CAMSON BIO Results LINKSON LEAS Results SHRE AJIT PU Dividend, Results CARNATIO IND Dividend, Results LUMAX AUTO Dividend, Results SIDDHA VEN Results CCAP LTD Dividend, Results LUMAX INDUST Dividend, Results SMC CREDIT Results CHD DEV LTD Results M B PARIK FI Results SOUTH INDIA Bonus CONART ENGIN Results MADHAV MAR G Dividend, Results SPAN DIAGNOS Dividend, Results CREATIVE EYE Results MAGICO EXP. Results SPARC SYSTEM Results CREW BOS Dividend, Results MAN ALUMIN Dividend, General 1, Increase in Authorised Capital, Results SPLASH MEDIA Results DECCAN POLYP Results MAN INDUST I Dividend, Employees Stock Option Plan, Increase in Authorised Capital, Results SREE SAKTHI Dividend, Results DEVINE IMPE Results MANAKSIA LTD Dividend, Results SRIVAJRA GRA Results DEVINSU TRAD Results MAXIMAA SYSE Results STANPACKS IN Dividend, Results DHAN JEEVAN Dividend, Results METRO INDUST Dividend, Results STEELCAST LT Results DHOOT INDUST Results MILE GLOBAL Results SUGAM AGROTE Results DYNEMIC PRO Dividend, Results MINAL ENGINE Results SUNDARAMMUL Dividend, Results ECOM INFOTEC Results MINDTECK IND Dividend, Results SUNIL AG FOO Results EMTEX INDUST Results MODISON META Dividend, Results SUPRA ENGG Dividend, Results EPIC ENERGY Results MURUDESHWAR Dividend, Results SURAJ PROD Results FDC LIMITED Dividend, Results NAT STL AGRO Results SURYALA CO M Results GANESH BENZO General 1, Results NEXXOFT INFO General T T LTD Dividend, Results GANGOTR TEXT Results NITIN ALLOY Results TAINWA CHE P Results GENE INT COR General OCEAN AGRO Results TCM LIMITED Results GHCL LTD Results ORGANIC COAT Results TITAGARH Results GLOSTER JUTE Dividend, Results ORIENT CER I Results TRANS OCEAN Results GODFREY PHIP Dividend, Results ORIENTAL Results TRIOCHE PROD Results GOLDE LAMINA Results OXFOR INDUST Results UNITY INFRA Dividend, Results GOPALA POLYP Results PAN INDIA C Results USHAKIRA FIN Results GORANI INDL Results PARAGON FINA Results VEEJAY LAK E Dividend, Results GOWRA LEASIN Results POLAR INDUST Results VIJAYES TEXT Results GUJ.INTRUX Dividend, Results POLYPLEX COR Dividend, Results VIKAS PROFN Results GUJAR CARB I Results POONA DAL OI Dividend, Results VIPPY SPINPR Dividend, Results H P COT TEXT Results PRECISIO ELE Results VIVIMED LABS Results HARYAN FIBRE Results PRECISION Dividend, Results VST TILLER T Results HATHW BHAW C Results PROF.DIAM. Results WEBEL SL ENE Dividend, Results HB ESTA DEVL Dividend, Results PROVOGUE IND Dividend, Results WIRES FABRIK Dividend, Results HFCL INFOTEL Results RADAAN MEDIA Results ZENITH COMPT Dividend, Results HIND SYNTEX Results RAJESH STRIP Dividend, Results June 29, 2008 Company Purpose Company Purpose Company Purpose ADARS DERIVA Results LOKESH MACH Dividend, Results TULSI EXTRU Dividend, Results CENTUM ELEC Dividend, Results MUDRA Dividend, Results HIMATSINGKA Dividend, Results SOLECT EMS Dividend, Results

30th June Company	Purpose		Company	Purpose		Company	Purpose
A V COTTEX I	Results		INDIA ACYLIC	Results		RAJOO ENGIN.	Results
AANKIT GRANI	Results		INDIA CEMENT	Dividend, Results		RAM INFORMAI	Results
AARVEE DEN E	Results		INDIA NIVEH	Dividend, Results		RAM KAASHYAP	Results
ABG INFRALOG	Results		INDIAN BANK	General		RAMA PETROCH	Results
ABM KNOWLEDG	Dividend, Results		INDO AMINES	Results		RAMCO INDUSR	Dividend, Results
ACE SOFT EXP	Dividend, Results		INDO COUNT I	Results		RAMGOP POLYT	Results
ACROW INDIA	Dividend, Results		INDO PAC SOF	Results		RAMSONS PROJ	Results
ADDI INDUSTR	Results		INDO RMA SYN	Dividend, Results		RANDER CORPO	Results
ADITYA GEARS	Results		INDO TEXPRNT	Results		RAP MEDIA	Results
ADS DIAGONIS	Results		INDOCASTLE M	Results		RASI ELECTRO	Dividend, Results
AGRO DUTCH I	Results		INDOCITY INF	Results		RAUNAQ AUT C	Results
AHLUWALIA CO	Dividend, Results		INDOCNT FINA	Results		RAVALG SUG F	Dividend, Results
AHMEDA STEEL	Results		INFOTREK SYS	Results		RAVINAY TRAD	Results
AIMCO PESTIC	Results		INTEG FIN SE	Results		RDB INDUST L	Dividend, Results
AJCON GLOBAL	Dividend, Results		INTEG HITECH	Results		REAL STRIP L	Dividend, Results
ALPINE HOU D	Dividend, Results		INTELLVIS SO	Results		REI AGRO LIM	Results
ALPS INDUST	Dividend, Results		INTENS TECH	Results		REMI PROCESS	Dividend, Results
AMANI TRD EX	Results		INTERF TEC P	Results		REMSONS INDS	Results
AMBAL SARA E	Results		INWINEX PH	Results		REN JEWELERY	General
AMBICA AGARB	Results		ISPAT INDUST	Results		RESPON IND	Dividend, Results
AMCO INDIA	Results		ITL INDUSTRI	Dividend, Results		RICHA KNITS	Results
AMRUTANJAN	Dividend, Results		J.R.FOODS LT	Results		RIDD SID GLU	Results
ANAND ELEC	Results		JAGATJI INDU	Results		RIDHI SYNTHE	Results
ANG AUTO	Buy Back of Shares, Results		JAGRAN PRAK	Dividend, Results		RINKU POLY.	Results
ANKIT METAL	Dividend, Results		JAIBALA IND	Dividend, Results		RISHI LASER	Dividend, Results
ANS AGRO IND	Results		JAINCO PRO I	Results		RISHI PACKER	Results
ANSAL BUILDW	Dividend, Results		JATIA FINANC	Results		RIT PRO IND	Results
ANSAL HSG CN	Dividend, Results		JAYABH CREDI	Dividend, Results		ROY CUS VINY	Results
ANSAL INFRAS	Dividend, Results		JBF.IND.LTD	Results		RPG LIFESCI	Results
ANU LABS	Results		JCT LIMITED	Results		S A L STEEL	Results
APPLE FINANC	Results		JEET MACHINE	Results		S R INDUSTRI	Results
ARIES AGRO	Results		JETKING INFO	Bonus, Dividend, Results		SAAG RR INFR	General
ARIHA CAP MA	Results		JEYPORESUGAR	Dividend, Results		SAARC NET	Results
ARONI COMM	Results		JINDA DRI IN	Dividend, Results, Sub Division of Equity shares		SABE ORG GUJ	Results
ARORA FIBRES	Results		JINDAL ONLIN	Results		SAHARA ONE	Results
AROW COAT PR	Results		JINDAL WORLW	Results		SAHPETROLEUM	Dividend, Results
ARVIN REMEDI	Dividend, Results		JMD TELEFILM	Dividend, Results		SAHYA INDU	Dividend, Results
ASHA MINECHE	Dividend, Results		JMT AUTO LTD	Dividend, Results		SAI CAPITAL	Results
ASHCO INDUST	Results		JOINDR CAP S	Results		SAI INDUSTRI	Results
ASHIANA HOU	Dividend, Results		JOYREALTY	Results		SAMKRG PST R	Results
ASHIANA ISPA	Results		JSL INDUSTRY	Results		SAMPRE NUTRI	Results
ASHIRW STE I	Results		K SERA SERA	Results		SAMRAT PHARM	Results
ASHRA ONLINE	Results		KADAMB CONST	Results		SANKET INTR.	Results
ASIAN ELECT	Results		KALPTARU	Dividend, Results		SANMITRA COM	Results
ASIAN FERTIL	Results		KAMADGI SYNT	Dividend, Results		SANTARAM SPI	Results
ASIAN HOTELS	Results		KAMRON LAB.	Results		SARASW.COMM.	Results
ASKME IN HU	Results		KANCHA INTER	Results		SARDA PLYW I	Results
ASWA TRD EXP	Results		KANISHK ST.	Dividend, Results		SATHAVAHANA	Dividend, Results
ATLANTA	Dividend, Results		KANOHAR ELEC	Results		SAVANI FINAN	Results
ATN INTER	Results		KARAN WOOSIN	Results		SCANPOINT GR	Results
ATUL AUTO LT	Results		KASHYAP TECH	General		SEASONS FURN	Results
AURO LABORAO	Results		KAVERI SEED	Results		SEASONS TEXT	Results
AUTOLITE IND	Results		KAY PULP PAP	Results		SH.CHOLOCHEM	Results
AUTOPAL IND.	Results		KBS CAP MANA	Results		SH.PRECOATED	Dividend, Results
AUTORIDE FIN	Results		KCP LTD	Dividend, Results		SHAH ALLOY L	Results
AUTORIDERS I	Results		KHAITAN ELCT	Dividend, Results		SHAMROCK IND	Results
AVANCE TECHN	Results		KHAITAN INDI	Results		SHARMA E.HOS	Results
AVON ORGANI	Results		KHANDELWAL E	Results		SHARP TRAD F	Results
AXIS CAP MKT	Dividend, Results		KILPEST INDI	Results		SHARYAN RESO	Dividend, Results
BACIL PHARMA	Results		KINETIC ENGI	Results		SHERATON PRO	Results
BADAL EXPORT	Results		KIRLOSKAR ML	Results		SHILPA MEDIC	Dividend, Results
BAGADIA COLO	Results		KISAN MOULDG	Results		SHIMOG TECHN	General
BALAJI DISTL	Results		KITEX GARMEN	Dividend, Results		SHIRPUR GLD	Results
BAMPSL SEC	Dividend, Results		KJMC FINA SE	Results		SHIVA FERTIL	Dividend, Results
BANNARI AMMA	Dividend, Results		KJMC GLOBAL	Results		SHREE GLOBAL	Results
BASANT AGROT	Results		KOA TOOL IN	Results		SHRENUJ &COM	Dividend, Results
BAYER CROP	Dividend, Results		KOFF BR PICT	Results		SHREY SH LOG	Dividend, Results
BCL FORGING	Results		KOHINORFOODS	Dividend, Results		SHRI ADHIKAR	Dividend, Results
BEEYU OVERSE	Results		KOPRAN LTD.	Results		SHRI OM TRD	Results
BELL CERAMIC	Results		KOSIAN INDUS	Results		SHRISTINFRA	Results
BEML LTD	Dividend, Results		KOVAI MEDI.	Dividend, Results		SHYAM SOFT I	Results
BENTLEY COMM	Results		KRISHNA DEEP	Results		SIDHARTH TUB	Results
BENZO PET.IN	Results		KSE LIMITED	Dividend, Results		SILICON VALL	Results
BGIL FL TEC	Results		LACTOSE(I)	Results		SILKTEX LTD	Results
BHAGYO MKT C	Results		LAFAN PETROC	Results		SILVER SMITH	Results
BHARATI SHIP	Dividend, Results		LAWRESHWAR	Results		SIMPLX INFRA	Dividend, Results
BHARTIYA INT	Dividend, Results		LEDO TEA COM	Results		SIMRAN FARMS	Results
BILCARE LT	Results		LIBERTY PHOS	Results		SINNAR BIDI	Results
BIOPAC INCOR	Results		LIFELINE DRU	Results		SITA SHREE	Results
BISLERI GUJ	Results		LIME CHEM	Results		SKY INDUSTRI	Results
BLOOM DEKOR	Results		LINAK MICROE	Results		SM DYECHEM	General
BLUE CHI IND	Results		LINC PEN PLA	Dividend, Results		SM ENERGY TE	General
BLUEBIRD	Dividend, Results		LINKHOUS IND	Results		SOFTBPO GLOB	Results
BOMBAY DYEI	Dividend, Results		LIPPI SYSTEM	Results		SOFTSOL INDI	Results
BOMBAY PAINT	Results		LKP MER FIN.	Dividend, Results		SOLIX TECHN	Results
BOMBAY RAYON	Dividend, Results		LOHIA SECURI	Dividend, Results		SOM DAT FI C	Results
BPL LIMITED	Results		LOK HOUSI CO	Results		SOMA TEX IND	Dividend, Results
BRABOURNE	Results		LONGVI TEA C	General		SOUTHBIOTEC	Results
BRAD MOR ENG	Dividend, Results		LUMINAI TECH	Results		SPANC TELESY	Dividend, Results
BRAHMANAND	Results		M M T C LTD.	Dividend, Results		SPECTRA INDU	Results
BRESCON CORP	Dividend, Results		MAARS SOFTWR	Results		SPEEDADE COM	Results
BRILLIANT SE	Results		MADAN FIN SE	Results		SPENTA INTER	Results
BROADCAST	Results		MADHYADE PAP	Results		SPENTEX INDU	Results
BSE INFRA	Dividend, Results		MADRAS CEMNT	Bonus, Dividend, Results, Sub Division of Equity shares		SPL INDS	Results
CABLE CORP I	Results		MAH SH UMA M	Dividend, Results		SREE RAYALA	Results
CAMBRIDGE	Dividend, Results		MAHALAXMI SM	Results		SRHHL IND	Results
CAPITA TRUST	Results		MAITHAN ALL	General		STARVOX ELEC	Results
CAPMAN FINAN	Results		MALAB TRAD C	Results		STD.MED.PHAR	Results
CAROL INFO*	Dividend, Results		MALWA COT SP	Results		STEEL EXCH	Dividend, Results
CEENI EXPO I	Results		MANJUSHREE	Results		STEEL STRIPS	Results
CELEBRITYFAS	Results		MANRAJ HOUSI	Results		STEL.STR.&TU	Results
CENTIN SURGI	Results		MANUGRAPH IN	Dividend, Results		STERL.GUARA.	Results
CG VAK SOF E	Results		MARUTI INFRA	Results		STI GRANITE	Results
CHAMPAGN IND	Dividend, Results		MARVEL CAP F	Results		STI INDIA LI	Results
CHAN GUIDE I	Results		MARVEL INDUS	Results		STI PRODUCTS	Results
CHI INVEST	Dividend, Results		MARVEL VINYL	Results		STL GLOBAL	Results
CHOKSI IMAG	Dividend, Results		MAST MEDI SY	Results		STR GRE WOO	Results
CIL SECUR LT	Dividend, Results		MASTER CHEMI	Results		SUB PROJECTS	Dividend, Results
CINERAD COMM	Results		MATRIX LABS	Results		SUBEX LTX	Results
CINEVISTS LT	Results		MAXWELL IND	Dividend, Results		SUBUTI FINAN	Results
CITURGIA BIO	Results		MAYTAS INFRA	Dividend, Results		SUBWAY FIN.	Results
CLARO INDIA	Results		MCS LIMITD	Results		SUDITI IND.	Results
CMI LIMITED	Results		MEDIA MATRIX	Results		SUMEET INDUS	Results
COLINZ LABOR	Results		MEDICAMN BIO	Results		SUMMIT SEC	Results
COM INTERNAT	Results		MEDINOVA DIA	Results		SUN TVNET	Dividend, Results
COMMIT CAP S	Results		MEFCOM AGR I	Results		SUNITE CHEMI	Results
COMPUTER SKI	Results		MEGA CORPORA	Results		SUNITI COMM.	Results
CONFI PETRO	Results		MELST INFTEC	Results		SUPER BAKE I	Results
CONTECH SOFT	Results		MERCURY TRAD	Results		SUPER HOUSE	Dividend, Results
CONTROL PRIN	Dividend, Results		METAL COAT I	Dividend, Results		SUPER TANN I	Results
CORAL LABORA	Dividend, Results		MIDLAND PLAS	Results		SUPERTEX IND	Results
CRAZY INFOTE	Results		MINI DIAMOND	Results		SURAJ HOLDIN	Results
CREDE SOUN V	Results		MOBILE TELEC	Dividend, Results		SURYAJYOTI S	Dividend, Results
CRESSANDA SO	Results		MODI ALKALIE	Results		SURYO FOOD I	Results
CREST ANIM	Results		MONOTYPE IND	Results		SUTLEJ TEX	Dividend, Results
CSS TECH	Results		MORARKA FINA	Results		SWASTIK INV	Dividend, Results
CUBEX TUBING	Results		MOVING PICTU	Results		SWASTIK SAFE	Dividend, Results
CUBI FIN SER	Results		MPIL CORP L	Results		SWASTIK SURF	Results
DAGGER FORST